Business Insurance


Basics About Business Insurance
At LSS Insurance Agency, we make it our business to stay in step with the specialized insurance needs of your business.

Looking to get an instant, free, no-obligation quote? Call 435-752-9493 and ask for Gary our Business Insurance Specialist!

Our coverage is specially tailored to the unique needs of different industry segments of solutions that can help you meet the challenges that come your way—no matter what kind of business you own.

Additionally, we offer Workers’ Compensation as well as other products to provide an extra measure of protection including employment liability practices, pollution liability and Surety Bonds.

Just like building a business, building an effective insurance program is done in steps. A good first step is working with a Gary Smith to put together the right policy for the unique challenges facing your business.

What Coverages Do I Need?
Do you have adequate insurance to cover your business from loss due to crime, fire, flood, equipment failure, injury or the death of a key employee?. As a business owner, you need to choose the coverage that matches your needs.

Consider Farmers Business Insurance coverage for the following:
Buildings: Including improvements you have made.

Business Continuation: Death of an owner, partner or key stockholder

Contents: Personal property, stock and equipment.

Crime: Loss of money and securities through theft, burglary and robbery; employee dishonesty; forgery and alterations.

Equipment Breakdown: Air conditioning, refrigeration, electrical and mechanical equipment.

Computers: Hardware, software, media and reproduction costs.

Business Liability: Premises, operations, products and completed operations.

Personal Injury: Libel, slander, defamation of character, wrongful eviction and invasion of privacy.

Accounts Receivable: Including a debt owed to an enterprise, arising out of the normal course of business dealings.

Workers’ compensation: Life and health insurance coverage for employees while they are on the job.
  • Loss of earnings or rents
  • Valuable papers
  • Glass
  • Signs
  • Medical payments
  • Business auto
  • Umbrella liability

Employer-sponsored pensions
If you would like additional information, please go to the link below that will take you to Farmers Insurance web page. Click on products & services. Then click on business. This page will provide you with additional information and tools to help with your business insurance questions.