Medicare Questions? We have answers.

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Feeling overwhelmed?

We make Medicare easy.

Turning 65

Your 65th birthday is a big deal! Whether your Medicare card arrives automatically in the mail (if you’re receiving Social Security Retirement Benefits) or you need to apply for Medicare A & B, we’ll help you through each step of the way. Once you’ve received your Medicare card, it’s time to go over all your choices – Medicare Supplement/Medigap, Medicare Advantage and Prescription Drug Plans. We’ll provide you with all the information enabling you to make a selection that fits your needs. Working with a local agent makes all the difference, personalizing your coverage and helping with the enrollment process. But our work doesn’t stop there, we’re here to answering benefit questions, help with claim issues, renewal and more. Come see us three months before you turn 65.

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Still Employed with insurance?

Working past 65? You have choices! Meet with us to compare your employer coverage to Medicare. You could decide to stay on the employer plan and put off Medicare. Or you could choose to stay on the employer plan add enroll in just Medicare Part A. Or you could enroll in Medicare and cancel the employer coverage. We won’t know until we sit down to compare. Let us help.

 
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Medigap policies & medicare supplements

Original Medicare has Deductibles for Part A & B as well as co-insurance. There are many Medicare Supplements, also called Medigap plans, that help with these costs. When it comes to choosing a Medicare Supplement, the plans are standardized, but the carriers differ when it comes to cost, stability and preference. We have years and years of experience and will answer all your questions.

 
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prescription drug plans

When it comes to prescription drug coverage, which everyone needs, everyone has different drug needs. We’ll take time to research your current medications and help determine which company will cover your medications at the right price.

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Planning for retirement

As you look to the future, let us help you plan for Medicare. We can help estimate future costs and show you all the options so as you prepare you have all the information. Come sit down with us in advance, you’ll leave very informed, prepared, and you’ll have an advocate for your health insurance needs.

 
 
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Medicare advantage plans

Part C, also called Medicare Advantage, combines Parts A, B and usually D into one policy. These plans are administered by private insurance companies, there are a lot to choose from. Some offer additional benefits like dental, vision, fitness memberships, etc. These plans are popular, let us show you what all the fuss is about.


VIDEOS

Medicare Basics - get familiar with all the parts of Medicare in this short video:

https://www.youtube.co/watch?v=i9wGIaKE6fA

 

MEDICARE ANNUAL ENROLLMENT PERIOD

The Medicare Annual Enrollment Period (AEP) is October 15th to December 7th each fall. This is a crucial time of year, we want to visit with you! We’ll ask questions like are you happy with your current coverage? What could be improved? If you’re taking prescription medications, we’ll research your specific meds to help determine which company will give you the best price. Enrollment in Medicare Advantage and Prescription Drug Plans can be made during this time of year for coverage to begin January 1st. Maybe you’re thrilled with your current plan but remember plans change from year to year, benefits increase or decrease, copays change, deductibles too. Please call or come by so we can make sure you’re prepared for the year ahead.

If you’re new to our office, now is a great time to come in. We’ll pass on all our product knowledge and provide you personalized care. Working with a local agent makes all the difference. We’re here for your throughout the year. Call us first! We can answer benefit questions, help with claim issues, order new ID cards and more. Give us a try.

 

Send us a message!

We'll be quick to get back with you.

LSS Insurance Agency, Inc.

169 East 1600 North
North Logan, Utah 84341

(435)752-9493*
ashley@LSSins.com